CARDS
Our cards.
As innovative as you.

Mobile payments with Fidor Pay and Apple Pay.
Contactless payments with NFC.
Higher security with Geoblocking.

Fidor Cards and Smart Current Account: The best of friends!
Two products in perfect harmony: our Fidor Smart Current Account and our digital Fidor Debit Mastercard®. This lets you use Apple Pay and Fidor Pay (Android), as well as withdraw or pay-in money easily with Fidor Cash.
You prefer to have to your card in your wallet? No problem. We'll send you a physical Mastercard® to your home address - all you have to do is choose which one. All our cards will accompany you on your travels around the world, and with great conditions.
Have you heard of Geoblocking? This tells your Mastercard® where in the world it should be valid. Plus you can also define your personal credit limit. Providing you with even more security!
Order your smart card now Order your debit card now


Our cards. At a glance:
Fidor Debit Mastercard® Digital |
Fidor Debit Mastercard® |
Fidor SmartCard |
|
Monthly Fee | € 0 | € 1 | € 2 |
Fidor Pay (Android) | € 0 | € 0 | € 0 |
Apple Pay | € 0 | € 0 | € 0 |
Transaction Fees | € 0 | € 0 | € 0 |
International Service Fees |
€ 0 | € 0 | € 0 |
Foreign Exchange Fees |
1.50 % | 1.50 % | 1.50 % |
ATM Withdrawals within Germany and abroad |
€ 3 | € 3 |
Up to 2 withdrawals per month for free
From the 3rd withdrawal per month: € 2.50 |
Cash Withdrawals with Mastercard® at retail partners |
No extra costs | No extra costs | No extra costs |
Email Notification with every card transaction |
€ 0 | € 0 | € 0 |
SMS Notification with every card transaction |
€ 0.10 (per SMS) |
€ 0.10 (per SMS) |
€ 0.10 (per SMS) |
Reset of card PIN [after entering it wrong three times] |
€ 8.50 | € 8.50 | € 8.50 |
Order of a replacement card [physical] |
€ 0 |
€ 15 |
€ 15 |

FIDOR
INSTALLMENT LOAN
Choose your desired
sum and payment term - we’ll have your application ready in less than 10 minutes.

APPLE
PAY
Use all the benefits of your Fidor Mastercard® with Apple Pay on iPhone, iPad, Mac and your Apple Watch.

FIDOR
PAY
You only need your Android smartphone to pay – together with the Fidor Smart Banking App.

FIDOR
CASH
Use the Fidor Smart Banking App plus your smartphone to withdraw money from over 12,000 retail partners in Germany.


Fidor acts only as a broker who supplies information or as a "tipster" and is therefore not responsible for the services provided by third parties.


Our cards.
As innovative as you.

FAQ

Contactless payments by card and without entering the PIN are possible up to and including € 50 - but only for a maximum of five transactions in a row and up to a total of € 150.
With the sixth card payment or when the sum of 150 € is exceeded, the card must be reinserted into the card terminal and the PIN entered. You can then make five contactless payments without entering a PIN. If the card is not inserted into the terminal for the next payment process after five contactless payments in a row, the PIN is requested again for each subsequent contactless payment process.
If you currently have a physical card and would like to have a digital card in the future, you can easily cancel your existing card in online banking or in the Fidor Smart Banking App and then order a new digital card.
To do this, go to the "Kartenverwaltung" tab in the app and click on "Karte dauerhaft sperren ". You can then order your new digital card in the app by clicking on "Karte bestellen" in the “Kartenverwaltung" tab.
In online banking you can cancel your old card, if you click in the section "Einstellungen" on "Kartenverwaltung", then on “Kündigen / Sperren” and then on “Karte kündigen”. In the next step you can order a new digital card, if you go to the section “Cash Manager” and click on “Karten” and then on “Jetzt bestellen”.
If you currently only have a digital card and would like to have a physical card in the future, you can easily order it in oOnline banking or in the Fidor Smart Banking app. Please note, that the production and shipping of your new card may take a few working days.
To do this, go to the " Kartenverwaltung " tab in the app, click " Karte bestellen " and select your new physical card.
In online banking the process is similar. Go to the section “Cash Manager” and click on " Karten" and then on " Jetzt bestellen".
No, the Fidor Debit Mastercard® is not prepaid card.
Along with the credit card and prepaid card, the Fidor Debit Mastercard® is a new product from Mastercard®, combining the advantages of a current account card and credit card in one.
As a new customer, you’ll automatically receive the Fidor Debit Mastercard® Digital when you open an account. As an existing customer, you’re also free to order the Fidor Debit Mastercard® Digital as well. However, please bear in mind that each account can only have one active card max. This means it’s not possible to have an active Fidor SmartCard and an active Fidor Debit Mastercard® Digital, at the same time.
The Fidor Debit Mastercard® is accepted anywhere in the world where you can pay with Mastercard® or PayPass.
In Thailand, cash withdrawals are capped at € 250 per withdrawal. You should not exceed this amount including fees.
No, the Fidor SmartCard isn’t a prepaid card.
The Fidor SmartCard is accepted anywhere in the world where you can pay with Mastercard®, Maestro or PayPass.
In Thailand, cash withdrawals are capped at € 250 per withdrawal. You should not exceed this amount including fees.
Account switch service
Fidor makes it easy for you to switch to your new Fidor Smart Current Account.

